Financial freedom, made personal
Your roadmap to financial freedom.
Luxi turns your idea of freedom into a clear number — then shows the real odds you'll reach it. Personalised, realistic, and tax-smart.
- Monte Carlo confidence
- Updated monthly
- Built for iPhone
The Freedom Number
Know the number.
Know your odds.
Most plans hand you a goal. Luxi hands you a probability. We simulate thousands of versions of your financial future and tell you the real likelihood you'll get there — so you act on evidence, not optimism.
- 10,000+
- Monte Carlo simulations behind every projection
- Tax-smart
- Returns modelled after tax, not before
- Monthly
- Your odds update as your real life changes
How it works
Three steps to a plan you'll actually follow.
Define your freedom
Tell Luxi what freedom means to you. It becomes a clear annual income and the target portfolio that funds it.
See your roadmap
Get a year-by-year path with your freedom age, the monthly number to hit, and your probability of getting there.
Stay on track
A two-minute monthly check-in keeps the plan honest and reshapes it the moment your life changes.
Everything in one plan
Built to answer the only question that matters: will I make it?
Freedom Confidence Score
A probability, not a promise.
Thousands of Monte Carlo simulations weigh good markets against bad and return one honest number: how likely your plan is to succeed.
Recalculated every month
Modelled after tax
Stress-tested for downturns
Personalised roadmap
A year-by-year path to your freedom age, with the exact monthly number to stay on course.
Budget & guilt-free spending
See where your money goes and protect a guilt-free amount that's truly yours to enjoy.
Investment projections
Watch compounding work over decades, and compare saving against investing.
Monthly check-ins
Two minutes a month keeps your plan honest and current.
Tax-smart
Returns and targets modelled after tax — the number you can actually live on.
A look inside
As considered as it is rigorous.
Every screen is built around clarity — warm, calm, and quietly precise. The way managing your future should feel.
A plan that's truly yours
Your roadmap
Budget & guilt-free spending
Investment projections
Your scenario, analysed
More than a budget app
A plan that's truly yours
Your roadmap
Budget & guilt-free spending
Investment projections
Your scenario, analysed
More than a budget app
Why Luxi
Built on simulation, not wishful thinking.
Luxi models thousands of possible futures — strong markets and weak ones alike — so your plan is ready for the years you can't predict.
Private by design
Your financial details stay on your terms.
After-tax honesty
Numbers you can actually live on, not gross figures.
Guidance, not gambling
A planning tool to inform you — never hype.
Questions
Good to know.
The honest answers, before you download.
Your freedom number is waiting.
Download Luxi and see your personal roadmap — and your real odds of reaching it — in minutes.
Free to start · iPhone